One Application.
56 Banks + 56 NBFCs
Fighting For Your Loan.
Home loans from 8.25% p.a., personal, business & MSME funding, LAP, car loans and gold loans — compared across 56 banks and 56+ NBFCs, plus 26 government subsidy schemes with benefits up to 50%. And if your gold is pledged, we settle the loan, release your jewellery and buy it at a fair market value.
Why Borrowers Choose Us
One desk. Every lender. Every gold need.
- Multi-bank filing — we apply to 3–5 banks in parallel and show you the best sanction terms side by side.
- Rate negotiation — strong bank relationships get you rate concessions and processing fee waivers.
- Gold loan release — we settle pledged gold loans and buy the released gold at fair market value.
- End-to-end paperwork — KYC, income proofs, DPR and legal documents prepared for you.
Your details stay confidential. No spam calls, ever.
Whatever You Need Funding For — We Have a Desk For It
Four specialist desks under one roof — bank loans, NBFC loans, government subsidy schemes and gold services. Each with its own expert team and network.
Bank Loan Desk
Compare home, personal, business, MSME, LAP, car and gold loans across 12 public sector banks, 21 private banks, 11 small finance banks, 4 foreign banks, 4 RRBs and 4 cooperative banks.
- Home loans from 8.25% p.a.
- Personal loans from 10.75% p.a.
- Business loans up to ₹1 Crore
NBFC Loan Desk
When banks say no, NBFCs say yes. Compare 56+ NBFC and digital lenders for personal loans, business & MSME funding, instant cash, micro finance, consumer durable and professional loans.
- Personal loans up to ₹10 Lakh
- Business loans up to ₹30 Lakh
- Instant cash in 30 minutes
Government Scheme Desk
PMEGP, MUDRA, CGTMSE, Stand-Up India, PM Vishwakarma, PMFME, Startup India, Women schemes and more — with subsidy up to 50% and collateral-free credit.
- Subsidy up to 50%
- Collateral-free up to ₹2 Crore
- DPR & project report preparation
Gold Services Desk
Gold pledged at a bank, NBFC or jeweller? We settle your outstanding loan, get your gold released and purchase it at a fair, market-linked price — legally and confidentially.
- Gold loan settlement & release
- Old & broken gold purchase
- Free purity testing & valuation
Every Loan Type. Best Rates. One Desk.
Indicative starting rates across our 56-bank and 56+ NBFC network. Your final rate depends on your credit profile and income.
Release Pledged Gold. Sell Old Gold. Get Fair Value.
Gold pledged at a bank, NBFC, finance company or a local jeweller? Stop worrying. We settle your outstanding loan, get your gold released and purchase it at a fair, transparent market value — legally, confidentially and fast.
Gold Loan Settlement & Release
We clear your pending gold loan directly with the lender and get your pledged jewellery released — without you running from pillar to post.
- Bank & NBFC loan settlement
- Finance company loan closure
- Release from jeweller / pawnbroker
- Legally compliant documentation
Old & Broken Gold Purchase
Turn unused, outdated or broken gold into instant cash. We buy all forms of gold at a genuine, market-linked price.
- Old & antique jewellery
- Broken, damaged or single-earring gold
- Gold coins, bars & biscuits
- Immediate payment on acceptance
Free Valuation & Purity Testing
Know exactly what your gold is worth. Purity and weight are checked in front of you — no guesswork, no pressure.
- Karats / purity verification
- Accurate weight measurement
- Live market-rate calculation
- Completely free, no obligation
Documentation & Advisory Support
Confused about paperwork, foreclosure charges or lender rules? Our team guides you through every step.
- Loan statement & dues verification
- Foreclosure / settlement paperwork
- No-objection & release documentation
- Free expert consultation
Simple, Secure & Transparent — In 4 Easy Steps
You don't have to visit the bank, stand in queues or deal with confusing paperwork. We do it for you.
Share Your Loan Details
Call or WhatsApp us with your lender name, outstanding amount and basic loan information.
We Pay Off the Loan
Our team visits the lender, settles the outstanding amount and collects the release letter.
Purity & Value Check
Your released gold is tested for purity and weighed accurately in front of you.
Instant Balance Payment
After deducting the settled loan and charges, the remaining balance is paid to you immediately.
Ready to Get Your Gold Back?
Speak to our team today for a free, no-obligation consultation. We'll explain your options clearly and help you move forward.
Pick Your Calculator — Bank, NBFC or Government Scheme
Three dedicated calculators cover every loan type. Choose your lender category, then pick the loan you need — EMI, eligibility and subsidy results are calculated instantly.
Bank Loan EMI Calculator
Calculate EMI, total interest and eligibility for any loan type across our 56 partner banks — from public sector and private banks to small finance, foreign and cooperative banks.
Open Bank EMI CalculatorNBFC Loan EMI Calculator
Estimate EMIs and eligibility for flexible-underwriting loans from our 56+ NBFC partners — including instant cash, micro finance, unsecured business loans and professional loans.
Open NBFC EMI CalculatorGovernment Scheme Calculator
Calculate EMIs, subsidy benefit and eligibility across all 26 government loan schemes — PMEGP, MUDRA, CGTMSE, PM Vishwakarma, Stand-Up India, PMFME and more.
Open Scheme EMI Calculator56 Banks. 56+ NBFCs. One Application.
We file your profile with multiple lenders simultaneously so you get the sharpest possible terms.
Get Up to 50% Subsidy on Your Business Project
Most entrepreneurs never claim the subsidy they legally qualify for. Our scheme desk identifies every benefit you're entitled to and files for it.
PMEGP
Set up your first micro-enterprise in manufacturing or services with government subsidy plus collateral-free bank finance.
MUDRA Loan
Shishu, Kishor and Tarun categories for micro and small businesses. No collateral, minimal documentation, quick approval.
MSME / CGTMSE
Collateral-free credit for Micro & Small Enterprises backed by a government guarantee cover of up to 85%.
PM Vishwakarma
Collateral-free loans for traditional artisans and craftspeople at a concessional fixed rate of 5% per annum.
Women Entrepreneurship
Enhanced subsidies, interest concessions and relaxed collateral norms designed specifically for women-led enterprises.
Startup India Seed Fund
Grants and convertible debentures for DPIIT-recognised startups to prove concepts, build prototypes and enter markets.
We Work For You — Not For A Single Bank
That's the difference. A single bank can only offer you its own rate. We can offer you the best rate across 112+ lenders — and fair value for your gold.
112+ Lender Comparison
We file your profile with multiple banks and NBFCs simultaneously and present the best sanction terms side by side — so you never overpay on interest.
Lowest Rate Negotiation
Strong working relationships with bank credit teams let us negotiate rate concessions, processing fee waivers and better repayment structures.
Fair Gold Valuation
Your pledged or old gold is tested for purity and weighed in front of you. Live market rate, no hidden deductions, immediate balance payment.
End-to-End Documentation
From KYC and income proofs to project reports, DPRs, loan foreclosure papers and legal documentation — everything is prepared for you.
Higher Approval Chances
We fix CIBIL gaps, structure your profile correctly and target only the lenders most likely to approve your specific case.
Zero Advance Fees
You pay nothing upfront. We only earn when your loan is sanctioned and disbursed — or when you accept our gold valuation. That's our confidence.
From Enquiry to Disbursal in 5 Simple Steps
You don't run between branches. We handle the process end-to-end and keep you updated at every stage.
Share Your Requirement
Tell us the loan type or gold service, amount and your basic profile — takes 2 minutes.
Free Eligibility Check
We assess your income, CIBIL, collateral and match you to the right lender or gold service.
Documentation
Complete file preparation — KYC, income, financials, gold loan papers and legal documents.
Multi-Lender Filing
Parallel applications filed with 3–5 lenders with regular follow-up at every level.
Best Offer & Disbursal
Best sanction selected, letter issued and funds credited to your account — or gold released and paid for.
Borrowers & Gold Customers Who Trust Us
Real outcomes from real clients — across home loans, business funding, government subsidy and gold services.
I was about to take a home loan at 9.1% from my salary account bank. Their team filed with 4 banks and got me 8.35% with zero processing fee. Over 20 years that's a massive saving — and they handled every document.
Two banks had rejected my MSME loan because I don't have collateral. Their NBFC desk got me ₹18 lakh unsecured in 9 days, and then they also filed my CGTMSE paperwork so future limits are collateral-free too.
Our gold was pledged at a bank for almost three years and the interest kept growing. Their gold desk explained everything clearly, settled the loan and got our jewellery released. Purity was checked in front of us and the payout was exactly as calculated.
I had no idea I qualified for PMEGP. They prepared my entire DPR, filed the application and followed up with the bank until sanction. I got a 35% subsidy on my packaging unit — money I would never have claimed on my own.
I was nervous about selling my mother's old jewellery. They checked the purity in front of me and gave a proper rate. No pressure, no rushing. I felt respected throughout the process.
My CIBIL was 698 and every bank was quoting me 14%+. Their team helped me fix two reporting errors, waited 60 days for my score to update, and then got me approved at 11.2%. Patient, honest advice.
Everything You Want to Know Before Applying
Still have a question? Call us on +91 9151654633 — we answer in plain language.
No. Our consultation, eligibility check, lender matching and documentation guidance are completely free for you. We are compensated by the lending partner once your loan is sanctioned. We never ask for any advance payment — if anyone asks you for an upfront fee in our name, please report it to us immediately.
In most cases, once we have verified your loan details and received your consent, the settlement is completed and your gold is released within the same day or the next working day. The exact timeline depends on the lender's internal process and how quickly they issue the release documents.
Typically we shortlist and file with 3 to 5 lenders in parallel — a mix of banks and NBFCs chosen based on your income profile, CIBIL score, collateral availability and loan requirement. Filing with too many lenders hurts your credit score, so we deliberately keep the list tight and targeted.
Your gold is first tested for purity (karat) and weighed accurately — and this is done in front of you. The weight is then multiplied by the current market gold rate to arrive at the value. From this, the settled loan amount and any applicable charges are deducted, and the remaining balance is paid to you immediately.
Yes, absolutely. We purchase old jewellery, broken or damaged pieces, single earrings, outdated designs, gold coins, bars and biscuits. Purity and weight are checked and you receive a fair, market-linked price with immediate payment.
Yes — this is actually where we add the most value. We first pull your credit report, identify reporting errors, settled accounts or high utilisation that are dragging your score down, and help you correct them. Once your profile is cleaned up, we target NBFCs and small finance banks with more flexible underwriting. Many of our clients get approved at 700–720 after we fix their file.
This situation does occur, and it is not the end of the road. In such cases, our team will sit with you and explain the available options honestly — whether that means a partial settlement with the lender, restructuring, or another suitable approach. We will never push you into a decision that doesn't benefit you.
Yes. Your documents and financial details are shared only with the lenders you have approved for filing. We do not sell, rent or distribute your data to third-party marketers. All document handling follows standard confidentiality practices, and you can request deletion of your file at any time.
Start Your Free Loan Application
One form for all 56 banks, 56+ NBFCs, 26 government schemes and our gold services desk. Our expert will call you within 24 working hours.
Loan & Gold Enquiry Form
All fields marked with * are required.
Not Sure Which Lender Will Approve Your Loan?
Share your requirement once and our multi-lender desk will match you with the bank or NBFC most likely to say yes — at the lowest rate available for your profile. Or call us directly for gold loan release and old gold purchase. Free, fast, no obligation.